Secured Loans

Raising finance on your property

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage Simplicity Ltd is an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Services Authority. Julian Harris Mortgages Limited FSA Register number is 304155. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

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Think carefully before securing other debts against your home. Buy to let (pure) and commercial mortgages are not regulated by the FSA

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The loan would be arranged as a second charge on your property, with the first charge being your mortgage.This means that you must have a reasonable amount of equity to qualify for a secured loan. These loans are an ideal way of raising finance if you are tied in to your mortgage and still subject to an Early Repayment Charge.

You can leave your current mortgage in place and keep the new loan completely separate. We can source the lowest interest rates available from a large panel of lenders, and therefore there is no need to shop around, as we do the shopping around to get the lowest rate.

For an instant quote, simply complete the Secured Loan Quote form below.

As the name suggests, a secured loan is secured against your property. You can generally raise finance for any purpose, and the loan can be processed quicker than a mortgage.

Mortgage Simplicity can recommend a Secured Loan Product. Mortgage Simplicity is not responsible for any advice, but that of the Secured Loan itself.