Lifetime Mortgages

Releasing Equity from your property.

TO UNDERSTAND THE FEATURES AND RISKS PLEASE ASK FOR A PERSONALISED ILLUSTRATION.

An equity release plan will reduce the value of your estate and may affect your entitlement to state benefits.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage Simplicity Ltd is an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Services Authority. Julian Harris Mortgages Limited FSA Register number is 304155. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

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Think carefully before securing other debts against your home. Buy to let (pure) and commercial mortgages are not regulated by the FSA

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If both you and your partner are aged over 55, then you could be eligible for a lifetime mortgage. This is a special type of mortgage that enables you to unlock some of the financial investment that you have made in your home.

The Lifetime Mortgage is designed to enable you and your partner to continue living in your home for as long as you wish. The mortgage is secured on your home like any other mortgage, however no monthly payments have to be made. You will also have no interest to pay at all during your lifetime. Instead, the interest is added up with the loan and the whole debt is then paid off using the proceeds from the sale of the property when the borrowerdies, or moves into a nursing home.

If you are considering a lifetime mortgage it is important that you talk to a specialised adviser so contact us today to receive our prompt attention.