After the initial free consultation, we will agree with you a fixed financial review fee which covers the time spent by us in collating financial information into a fact find and providing advice. This financial review fee is then waived should you instruct us to make a product transaction on your behalf. The product transaction fee is a fixed percentage fee and takes account of financial advice and product advice.
Whether you pay us a fee without offsetting commission, or we use the commission from any financial product you buy to offset our fee. We will always tell you about any commission we earn, and it will be taken into account in working out our fee.
Our fees are calculated on a fixed percentage basis for each product type and are based on the time spent advising and arranging the transactions to recover our costs.
Whether we take our remuneration by way of fees or fees offset by commission will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing.
