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Home Insurance

Buildings & Contents Insurance

If you have a mortgage you have to have buildings insurance as part of the mortgage conditions, but it does not have to be with the mortgage lender. But what if your home were damaged by a fire or flood, or what if you were burgled, or maybe you had an accident at home and damaged your contents? What if you dropped a camera whilst on a day out or lost an item of jewellery whilst shopping in town. All of these occurrences could happen and do happen and they can all be covered for a relatively modest repayment.

We have access to a wide range of leading insurance providers in this area and will discuss in detail with you all the types of products, the rates and exclusions that may apply. We are generally able to beat any like for like quote, unless of course there have been a high amount of claims or if the property has flooded badly.

 

We will happily search for the right policy to provide the most suitable cover.

 

Simply click the button below and we'll get you a quote for your Home Insurance.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

Mortgage Simplicity Ltd is an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Services Authority. Julian Harris Mortgages Limited FSA Register number is 304155. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

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Think carefully before securing other debts against your home.  Buy to let (pure) and commercial mortgages are not regulated by the FSA

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Your home will be the largest asset that you own and it is important that have the correct cover in place to protect it. Buildings cover is a compulsory requirement of a Mortgage Lender but you should also protect all of your possessions, not only in your home but also away from the home as well.