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enquiry@mortgagesimplicity.co.uk

0845 838 1502

First Time Buyer Mortgages

We can guide you through the whole purchase process providing all the first time buyer advice you need.

Solicitor Fees - This amount will vary from case to case but for a single purchase, typical legal fees including disbursements may be around £700 - £1000

Property Survey - If you are arranging a mortgage to purchase your new property the lender will instruct a surveyor to carry out a valuation to confirm the property will be acceptable as suitable security. This can typically cost between £250 - £350 but this figure may be higher on some mortgage products.

We will keep you regularly updated with your mortgage’s progression and will manage the purchase process for you right through to completion.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

Mortgage Simplicity Ltd is an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Services Authority. Julian Harris Mortgages Limited FSA Register number is 304155. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

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Think carefully before securing other debts against your home.  Buy to let (pure) and commercial mortgages are not regulated by the FSA

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Set out below are the main costs you may incur when purchasing a property. This is by no means every cost but it covers the main ones to budget for.

 

Stamp Duty - Government tax payable when you complete your purchase. The amount payable is based on the purchase price.